Owning a VISA card gives you a lot of utilities and incentives in payment when traveling, shopping or booking hotels ... instead of having to carry a thick wallet!
Currently, opening credit cards is no longer difficult, major banks such as Vietcombank, Sacombank, VPBank, Citibank ... all have great incentives for customers to open credit card accounts of VISA, MasterCard or American Express.
There are also all kinds of co-branded cards Vietnam Airlines, Diamond Plaza, Viettravel, ... bringing many great utilities to customers!
You can also register as VISA card online instead of spending time at a bank branch like before!
What is a VISA card?
Visa card is a VISA-branded bank card - that is protected by VISA financial group.
VISA cards can be cards International debit - VISA DEBIT, or VISA PREPAID Prepaid Card, but most commonly used is for reference VISA CREDIT CREDIT CARDS.
VISA-branded bank cards (protected by the VISA Group) are widely accepted in almost every country in the world!
What is VISA?
VISA stands for Visa International Service Association - is the name of the world's largest global financial group specializing in the protection of Credit Cards (Credit Cards), Debit Cards (Debit Cards) and Prepaid Cards (Prepaid Cards)!
Need to distinguish VISA - the abbreviation of a financial group from the visa - visa!
From the visa - means visa - is a document issued by the government to you for the right to entry and exit to that country! (such as student visa, tourist visa, resident visa ...).
To learn more about visa visas, read the very full article of ngoinhakienthuc.com, this article, VHW refers to VISA Cards, in particular cards VISA Credit!
Thus, VISA is a protection trademark, or a trademark of bank cards, not a card.
Master Card and American Express (AMEX) are similar card protection brands with VISA, also very reputable and popular worldwide.
In Vietnam, most banks have associated with VISA and MasterCard, so in addition to VISA CARDS, we can also easily make MasterCard with 3 similar cards MasterCard DEBIT, MasterCard Prepaid and CREDIT CARDS MasterCard Credit!
To find out about these types of bank cards, read the previous VHW article:
Great benefits of Credit Card - VISA Card
Unlike the Visa Debit and Visa Prepaid cards, opening a VISA Credit card requires you to prove your income, each bank has different conditions.
But in return you will get great utilities when owning a VISA Credit card:
1. VISA card is a convenient and safe electronic wallet
With a compact VISA Credit card, you can use to shop, pay in any country in the world, whether VN, Asia, Europe - America, ... or Africa, in There is no Bank Service, there certainly supports VISA payment!
And, if you carry a wallet full of cash, you could be robbed. But if you lose your VISA Card, as long as you contact the bank, they will lock it to avoid losing money in your account and give you a new one!
2. With VISA Credit card, you can shop even if your account is short of money
Credit Card - A credit card, which indicates the peculiarity of this card, you will be loaned (borrowed) by the bank a certain amount to spend, and can pay principal + interest after a certain period of time. subject to terms of commitment of each bank.
That's why when making a VISA Credit card, banks often require you to have a payroll or savings book to prove your income, to ensure the ability to repay ‘credits’!
If you like watching Western and American movies, be sure to meet some of the "poor uncle" characters who have bad credit on their credit cards and lose their ability to pay due to job losses!
3. Opening VISA card will enjoy countless privileges when shopping
Banks like VISA cardholders to spend money, even more than the amount in their accounts (because at that time the bank will start lending money to cardholders to earn interest)!
In order to encourage VISA Credit cardholders to spend, banks often link with shopping centers, travel services, restaurants, and hotels to launch a series of great promotions (gift vouchers). For customers paying by Credit card (VISA, MasterCard, AMEX)!
You can easily meet this type of incentive programs when shopping at Big C, Nguyen Kim, Diamond Plaza or hotel reservations, plane tickets, tours ....
4. Quickly withdraw Credit Card
Many banks now support cash withdrawal with 100% of your credit line (the amount you owe when you spend).
Withdrawing money from a credit card can also be done easily on ATMs, or call the bank's Hotline for assistance.
For example, want to withdraw money VPBank credit card:
- Step 1: You call the hotline 1900 545 415, register to withdraw cash from credit card. You then ask for the amount you want to withdraw.
- Step 2: The amount will be disbursed to your payment account (ATM card) at VPBank or outside VPBank.
- Step 3: You can go to any ATM to withdraw the disbursed amount.
Some banks also offer Credit Card Withdrawal with a 0% fee! Typically Credit Cards VPBank Number 1.
Withdrawal from credit cards is also being abused in Vietnam, when the support shops and VISA cards create false orders as a shield for the cash withdrawal service from VISA Credit Card to bypass banks and dodge. charges & taxes.
See more of this here:
Banks make the most preferential VISA Credit cards in 2020
Because VISA is the strongest and most prestigious financial brand in the world, almost all banks in Vietnam are associated with VISA to open cards in the name of this giant corporation.
However, not all bank's VISA card issuance services are fast, professional and safe.
VHW would like to introduce the most reputable and convenient VISA credit card opening banks.
Especially, most of the big banks like Cibibank, VPBank, Vietcombank, Sacombank or Techcombank ... are now Consultancy support - register and open a visa card online, instead of you having to go directly to bank express payment.
A. CitiBank VISA Card
Citibank is a global bank with over 200 years of experience worldwide and over 20 years of operation in Vietnam. Citibank currently offers Credit Card products to meet each customer's needs:
Customers can refund up to VND 7,200,000 per year. Refunds never expire.
Offers when opening Citi PremierMiles Card, Citi Cash Back Card & Rewards card
- Get a Misfit watch when you spend at least 2 million in 60 days (for Reward card line)!
- Get a limited edition FOSSIL limited edition or 20-inch Trolly Bag when you spend at least 5 million for 60 days (for Cash back cards)!
Apply for a Citibank VISA card:
B. Sacombank VISA Card (SCB)
Sacombank is also one of the leading banks in the field of Credit & Debit card issuance in Vietnam.
Open credit card Sacombank - Get lots of offers right away.
- Discount 18% when booking hotel
- Discount 8% for flight booking
- A variety of shopping, travel, dining & education deals
Campaign "Sacombank credit card”, Applicable to 04 types of cards: Platinum, Visa, Mastercard, JCB. Each card line will have different conditions and incentives.
Apply for a Sacombank VISA card:
C. VPBank Credit Card
VPBank - or the bank Vietnam Prosperity Joint Stock Commercial Bank is the bank with the most rapid growth in Vietnam. VP Bank's coverage is impressive in almost all areas of credit finance - shopping!
VPBank credit cards are also highly reliable and widely accepted at home and abroad. VPBank issues credit cards of VISA, MasterCard, American Express, .. along with the co-branded cards Mobifone, Vietnam Airlines.
With VISA VPBank card, you will receive great deals when shopping, traveling domestically and abroad.
Incentives from VPBank:
- Open 100% online card anywhere you want. (There is support staff in case of missing or incorrect records)
- Just income from 4.5 million / month.
- It only takes 20 minutes for registration and photo / upload records
- Get the card in person, right after only 48H accommodation
- 0% interest installment plan for online shopping Shopee, Tiki, Lazada ...
- Offers for studying abroad - travel - airline tickets, shopping and catering services
- Refund spending up to 2 million / month
Register to open a VPBank credit card to receive many privileges:
D. Vietcombank VISA Card
Vietcombank is the leading bank in Vietnam in the field of international payment, they are the best bank issuing VISA Debit cards in Vietnam - along with ACB.
Of course, Vietcombank credit cards are also extremely reputable.
They offer all three types of credit cards linked to the world's three largest financial groups: VISA, MasterCard and American Express.
Particularly for VISA, Vietcombank offers all kinds of cards with lots of shopping & travel incentives:
- VISA Platinium (Platinum) high-end credit card
- Credit card co-brand Vietcombank VISA Diamond Plaza - huge discount when shopping at Diamond Plaza
- Vietcombank VISA Viettravel Credit Card - great offers for travel devotees
- Co-branded credit cards Vietcombank VISA Saigon Center and Takashimaya
In particular, Vietcombank has a very popular American Express & Vietnam Airlines co-brand card - VIETCOMBANK VIETNAM AIRLINES PLATINUM AMERICAN EXPRESS card applied with the program Golden Lotus of Vietnam Airlines such as utilities for VIP customers, the mechanism of adding mileage based on spending from VISA card ...
Get advice and register to open Vietcombank VISA card online here:
E. ANZ International Bank VISA Card
ANZ is an international bank from Australia that has joined the Vietnamese market since 1993. With a commitment to invest and operate in Vietnam for a long time, ANZ brings benefits to customers with the goal of setting the interests of customers. to the forefront, business and growth creates value for shareholders and the community
Campaign " ANZ Bank credit card”, Applicable to 04 types of card: Standard Card, Gold Card, Platinum Card, Travel Platinum Card
ANZ credit cards are:
- Accepted over 30 million payment points around the world
- Flexible shopping via the internet, pay bills
- Cash withdrawal at over 1.2 million ATMs worldwide.
- Cash back when you spend, receive privileges at 2,200 partner points, golf privileges, airport business tickets ... (depending on card type)
Especially, when opening an ANZ credit card, you will have the opportunity to receive special gifts including:
- Annual fee waived for the first year (For Standard Cards)
- Cash back VND 500,000 to your account (For Classic Card & Platinum Card)
- Receive stylish Eddas Suitcase worth up to VND 2.5 million (For Gold Cards, Platinum & Travel Platinum)
- Accumulate 2,000 miles (For Travel Platinum card)
Register to open an ANZ VISA card now:
F. VISA Standard Chartered Bank Card (Scbank)
Standard Chartered is a leading international corporation operating in the field of banking, with about 86,000 employees and 150 years of experience operating in some of the most dynamic markets in the world.
Customers of the bank are individuals, organizations and businesses that promote investment, trade and create prosperity in Asia, Africa and the Middle East - Tradition and values of the bank embodied in the "Here for good" brand promise.
Campaign " Standard Chartered Bank credit card ”, Applicable to 03 types of cards: Priority WorldMiles card, WorldMiles card, Platinum CashBack card
Standard Chartered credit cards are
- Sign up for a Standard Chartered Platinum CashBack credit card and spend a minimum of 3 million VND to get a stylish bike.
- 25% refund on all Uber rides
- You will enjoy countless dining, shopping, travel, health & beauty deals at more than 3,500 transaction points in Vietnam and Asia.
- Free shopping card insurance up to VND 67,500,000
- Successful registration for WorldMiles or Platinum Cashback credit card will receive 100% cashback for all credit card spending within 40 days after activating the card, maximum 2 million for Worldmiles card & 1.5 million for Platinum card Cashback.
- Sign up for a Standard Chartered CashBack credit card and spend a minimum of 3 million VND to get a stylish bike. Also, get a free set of bicycle accessories when your total spending reaches VND 15 million.
Register now for VISA Scbank card online:
In addition to the big promotion programs of the above banks, other banks such as HSBC, Techcombank, Viettinbank, Eximbank, and ACB ... there are also many incentives for customers to open credit cards - VISA, MasterCard!
Hopefully, with the information in the article, you will soon buy yourself a convenient VISA Card and receive great offers from the bank!
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