During the past Duy Dam Blog received many questions from readers about Shinhan Finance Company (Shinhan Finance). The questions I get the most are: What is Shinhan Finance? What is Shinhan Finance? Is Shinhan Finance a scam? How to borrow money from Shinhan Finance?
Today Duy Dam blog please review this company for everyone to know before taking mortgage loans here.
What is Shinhan Finance?
Shinhan Finance Company Vietnam (Shinhan Finance). A subsidiary of Shinhan Card Corporation (Korea), is a 100% foreign owned consumer finance company. (Formerly Prudential Finance Company of Vietnam (Prudential Finance)). Officially operating under the Shinhan Finance Brand from 2019. With the solid combination of technology platform and superior financial products of Shinhan Card and the legacy of more than 10 years of experience in developing the consumer loan market. used by Prudential Finance. Shinhan Financial Company Vietnam is committed to making every effort to become the best customer support financial company in Vietnam.
With extensive sales network nationwide. The company is always active in approaching, consulting and supporting customers with flexible personal financial solutions. Help customers realize their dreams, improve their quality of life. Shinhan Financial Company Vietnam is proud to have been serving hundreds of thousands of customers and more and more trusted customers have chosen the Company's products and services. The company will continue to promote its business advantages, improve service quality, ensure quality of credit management and risk management. Commit to become a transparent and reputable consumer finance company in Vietnam market with the right business philosophy: Strive to become a “best” company rather than a “most profitable” company. ”
Loan conditions at Shinhan Finance
The loan procedure at Shinhan Finance is quite simple. You do not need to mortgage property, housing papers. Or ID card, household registration book, driver's license. You only need to prove your monthly income of 4 million or more to be able to receive a loan.
Present Shinhan Financial Company Vietnam Only provide loan support in the following provinces: Lives in the city. HCM, Hanoi and some districts of Dong Nai, Vung Tau, HCM, Binh Duong, Vinh Phuc, Bac Giang, Bac Ninh, Hai Duong, Hung Yen, Da Nang, Thai Nguyen, Thanh Hoa, Nam Dinh, Nha Trang, Quang Ngai, Tam Ky, Quy Nhon, Hue and Can Tho.
So when you decide to borrow money, please read this information before signing up.
The company's headquarters: 23rd Floor, Saigon Trade Center, 37 Ton Duc Thang, District 1, Ho Chi Minh City, Vietnam
Is Shinhan Finance a scam?
Currently, there is a lot of information telling the fraudulent Shinhan Finance Company. But in my opinion this is not true information. Because there is no reason for them to deceive borrowers. You know, taking out a loan in the form of a mortgage is often risky. And the biggest risk place is the money lender. When they lend to customers, they do not ask their customers to mortgage any assets. They rely on the reputation of their customers. When a customer proves that he or she is able to pay monthly interest, he or she is willing to lend you money.
Thus, with less commitment to the borrower, financial companies often bear greater risks. Because they are afraid customers will not be able to repay their debts. If customers flee, then they will lose that loan.
Advantages and disadvantages when borrowing money at Shinhan Finance
Simple loan registration procedures and conditions:
For customers with a stable income of VND 4 million or more, it is possible to apply for a loan from Shinhan Finance.
With simple conditions like:
- Vietnamese nationality, aged 20 to 60 years old.
- Paid work: From 21 to 55 years old (female) and 58 years old (male)
- Self-employed: From 21 to 65 years old
- No bad debt yet.
- The loan is from VND 10 million to VND 100 million.
- The procedure only needs proof of monthly income.
- Within 24 hours, customers will be disbursed their loans.
Low interest rates and very competitive.
Unsecured loan companies often have very high interest rates. But Shinhan Finance is different.
The interest rate that Shinhan Finance company. launched very low. Only fluctuate from 0.8-1.8% / month according to the regulations of Vietnam. This can be considered as a low rate that many other companies do not have.
For customers who prove that income sources such as payroll loans will be offered preferential loans with the lowest interest rates. Individuals who are self-employed who cannot prove their income will have to borrow at high interest rates.
- Currently Shinhan Finance only lends in some provinces such as: Hanoi and some districts of Dong Nai, Vung Tau, HCM, Binh Duong, Vinh Phuc, Bac Giang, Bac Ninh, Hai Duong, Hung Yen, Da Nang, Thai Nguyen, Thanh Hoa, Nam Dinh, Nha Trang and Quang Ngai , Tam Ky, Quy Nhon, Hue, Can Tho. And other provinces have not yet borrowed.
- Disbursement time can take up to 3 days.
With these outstanding advantages, Shinhan Finance is a reliable address so you can safely borrow money without having to worry about anything.
If you are in need of a loan, register quickly for timely support from the company.
Instruction for loan registration at Shinhan Finance
The procedure to apply for a loan at Shinhan Finance is quite simple. You just need to follow the steps as follows:
Step 1: Please click the sign up button below to go to Shinhan Finance's loan home page.
Step 2: Navigate to the Registration section and follow the instructions below.
You fill out information such as: Full name, Mobile number, Email, Province (city) of residence, Monthly income and Source of income. Then press CONTINUE to fill in other information.
To this step, you just need to fill out Identity card number, CCCD card, The amount to borrow from 10 million to 100 million. Click on the button I am not a robot. Then click REGISTER NOW to complete the loan registration process.
With 2 extremely simple registration steps, you have completed the registration. The next thing is you wait for company employees to call for advice, supplement the necessary documents. If you do not belong to a group with non-performing loans, in addition to provinces that cannot borrow, after 36 hours you will be disbursed the amount to borrow on your bank card.
Customer reviews when applying for a loan at Shinhan Finance
To know if the loan service at Shinhan Finance is good, you can read some reviews of previous lenders.
Mr. Quang Thinh in Hanoi shared:
I am a talented Hanoi office worker, with an income of 10 million dong per month. Last month, to have enough money to build a house, I had to borrow unsecured loans from Shinhan Finance. At first, I planned to set up a book to borrow from the bank, but found the procedure cumbersome so I stopped. Reading the unsecured loan information of Shinhan Finance, I found the procedure simple, so I decided to try it out. I decided to borrow VND 80 million here. After registering, the staff called me. And come to my house to check in. I gave him my monthly paycheck. And he does the procedure for me. After 3 days, the company transferred 80 million to my bank account. I find it very quick and convenient to apply for a loan here. The procedure is extremely simple, the level of productivity is not very high. If you want to borrow like me, learn about Shinhan Finance.
Mr. Resolute in the city. HCM shares:
I deserve to live in Go Vap District, HCMC. Ho Chi Minh. I am a home-based business. Last session due to large amounts of capital needed to purchase business. But borrowing brothers in the family is not enough. I was introduced by my younger brother to Shinhan Finance, a mortgage loan company. At first, he was also very afraid because he was afraid of a gangster coming to collect debts. But when reading the information about this company. Seeing the company work reputation, obviously so I decided to apply for a loan of 50 million. After the staff came to appraise, knowing that I was doing business at home, I was quite assured. After completing the loan procedure, after 3 days I also received the loan to the bank card. Thanks to that loan, I expanded my business. Every month I pay my full interest, so the company is very happy about me.
Chi Hoang Thi Hien of Can Tho is an office worker.
6 months ago my mother was diagnosed with breast cancer. My family is extremely worried about this. Housing is forgotten so economic conditions are quite difficult. Borrowing around people is still not enough money for surgery. I knew about Shinhan Finance from a friend. Luckily, my office salary is eligible for a loan. I decided to borrow 20 million VND at Shinhan Finance. I found the procedure to borrow very fast and simple. After signing the loan application, about 3 days later, I received the loan. I have now paid off the debt to the company. In the most difficult time thanks to a loan from Shinhan Finance, I can take care of my mother. I am so happy. If you need to borrow money, you should borrow here for safety.
With reviews from people who have borrowed it You can safely borrow money here already. To apply for a loan, click the button below.
Above is the article What is Shinhan Finance? What is Shinhan Finance? Is Shinhan Finance a scam? How to borrow money from Shinhan Finance? Hope to help you evaluate the quality of the loan service here.
With low interest rates, simple loan procedures, long-term loan period. You can feel secure when deciding to borrow money at this company.
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