10 WooCommerce commercial payment gatewayAre you thinking of making your own online store? Or did you have one? Then you are on the right track to creating an effective online business. But have you thought enough to choose how to get paid for your sales yet?

You should really think, if you want your online market to work as smoothly as it should. This way, you can ensure better performance for your store.

In this article, we will look at some must-know facts about payment gateway for WooCommerce. In addition, you will be able to choose the store that best suits your store from the list of 10 best WooCommerce payment gateways.

But first, let's see what the payment gateway is and how it works:

What is the payment gateway?

In short, payment gateway is a service that allows your customers to pay for the items they buy from your online store. If you think about it, this is the most important part of your store. So it's really important what you use to take care of payment processing.

Usually, when your visitor completes an order, a new page or new request will appear in the browser. This will require the customer to select a payment method for his order. This payment method is basically the payment gateway.

Why use multiple Payment Gateways?


The idea is that you add multiple payment gateways to your store when you build it or even later if it already works. This will allow your customers to choose from a variety of payment methods.

Let's say your customer completes an order and he realizes that the only way to pay for it is to use bank transfer. But he only knows how to use PayPal. This is where many payment methods are offered. If you have PayPal added as a payment method, customers will be able to complete the order and you will receive money for it.

But you might ask: “so I have to add every possible payment gateway to my store?”. Of course not, but you should have the most commonly used ones in your area. We will check these later in the list.

Is there any other reason to add more payment gateways? If you do this, it will affect your store in a positive way.

You made this online store to make money from it, right? Today, most online markets tend to become online stores around the world. If you want to go there, you should consider adding payment gateways to ensure payment from around the world.

Even today, there are countries that do not accept certain payment methods. If you want to reach these potential customers, it is better to have at least one payment gateway that includes that country.

For example, if a payment in a country made via PayPal is not yet active, you must search for other payments. Can add a payment via credit / debit card. This works in most parts of the globe.

Now that you know what payment gateway is and how it affects your business, let's see what are the best 10 payment gateways for WooCommerce. Most of these accept the usual payment methods everyone knows.

We will see some facts about each of them. You should know in advance that all of these have pros and cons. So it is up to you to decide which one best suits your individual situation. The list is as follows:




Amazon pay

Pay fast


Sage pay




Below I will talk about each payment gateway in a little more detail.

  1. Square


One of the most widely used payment gateways for WooCommerce is called Square. It is an extension you will install for free. Square is developed by the people behind WooCommerce.

A big plus of attracting many stores for this WooCommerce extension is that Square helps you sync everything in your store. All your products, product images, catalogs, prices, inventory quantities and sales are in sync. So you do not have to do this manually.

Suppose you have a store and you sell accessories for electronic products. Consider this: someone just needs to buy 10 pieces of available phone covers. The number of specific phone cases will be reduced by 10 parts in WooCommerce.

The good thing is that if you have Square installed as a payment gateway, it will also automatically reduce the number on Square. By doing this, you make sure that every transaction is up to date.

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Square comes with a full POS system. Those who want to take care of online and mobile sales directly or at the store, this POS system really comes in handy. It helps you manage everything you have in mind about selling.

It is worth mentioning that Square is the only company to provide such a tool to manage your sales. It's great that you don't have to pay a monthly fee to use this extension. You can install it for free and pay only for sales. There is no “surprise” fee when using this extension.

You pay 2.9% + 30c for every transaction by credit card payment. If you are using direct payment at a store or mobile phone, you pay 2.75% per transaction. And to handle virtual terminals, phone sales you have to pay 3.5% + 15c for each transaction.

What are the disadvantages of using Square? One of them is that, although it supports recurring payments, it doesn't work if you sell subscriptions. Another drawback is that it has no online conversion for currencies. This means that all your sales are in your country currency. Prices are also displayed in the currency of your country.

But if you don't want such options available, they're not the big drawback. It really depends on your own requirements.

  1. PayPal


The second payment gateway you should consider is PayPal. I am sure that anyone who is reading this article accidentally buys something online. If you did so, you most likely made your payment through PayPal.

This payment method is popular among online shoppers. Just think about these numbers for a second: in 2016 alone, PayPal processed 6.1 billion transactions; This means 193 transactions per second. More than 140 million people use PayPal worldwide to pay for their online shopping.

The numbers speak for themselves. If you are an online store owner, PayPal will be the first bet when setting up payment for your website. Like Square, PayPal is also free to install and you pay for the sales you make.

Cost 2.9% + 30c to process the payment for WooCommerce website. Payment at the store costs almost the same: 2.7% per transaction.

Another great plus is that it accepts payments via all major credit and debit cards. So you are ready to reach more customers.

However, you won't have many payment options, as if you were using Square. For example, it does not support direct payments like Square. And if you want to have virtual terminals allowed, you have to pay an extra $ 35 per month to use PayPal Pro that allows you to authorize that.

In contrast to Square, PayPal Standard does not have a recurring billing process for subscriptions. If you need it, you have to pay $ 10 per month and $ 35 for PayPal Pro to use this feature.

But there is a BIG PERK when using PayPal: once payment is made, you can receive money deposited into your PayPal account within minutes of the transaction. You receive the money on the same day the payment is approved.

See more: Build a Website with WordPress

  1. Stripe


The third option to think about is Stripe. Like the ones above, this also comes with a free installation but pays for every sale you make.

Stripe also supports ACH direct debit payment which you pay 0.8% for every transaction + $ 5 fee. Besides this option, it works with any major credit or debit card. The WooCommerce Stripe Plugin also includes support for Apple Pay API, Google Pay and Payment Request. With this option, payments on desktop and mobile are faster.

Stripe comes with a great manager, a useful dashboard. You can see every payment of any kind made on your store. You can check your activity by using the breakdown of transaction-level balances in the dashboard. A monthly report is also available until the latest payment.

Having too many features is not always the best, especially if the platform is not very user friendly. Unfortunately, this is the case with Stripe. It possesses great options in its platform, but can be hard to make your way around them.

Because Stripe was first built for developers, setting up is not as easy as PayPal. It is known that it does not protect you well against fraud. It certainly has features for such situations, but it's not the simplest thing to turn them on.

  1. Amazon Pay


What is the big problem many shop owners encounter when processing payments? Most payment gateways will open a new page or move your customers to a new page from your store's website when processing payment.

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It's a problem if your customer leaves the website because of the payment method, you can easily lose him and he may never come back. But if you can somehow avoid this, he can stay on the site more and while he is there, who knows? Maybe he will buy something else.

That's why Amazon Pay is great for processing payments. It works slightly differently than some other candidates on this list. When a customer buys an item and continues to pay, Amazon will keep him on the website. Payment will be made on the spot, without leaving the store's web.

Amazon Pay also supports recurring payments. Another positive feature is that your customers can make payments with just their Amazon username and password without leaving the store page.

Amazon Pay is using utilities that ensure fast and secure payment for your visitors. These widgets adapt to mobile use, such as tablets and smartphones, thus enabling a better user experience.

There is a negative part of using Amazon Pay: it is not yet available in too many countries. People who accept this payment gateway are as follows: United States, United Kingdom, Germany, France, Italy, Spain, Luxembourg, Netherlands, Sweden, Portugal, Hungary, Denmark and Japan.

Move on to the next payment gateway in this list:

  1. PayFast


This is also an extension you can install into WooCommerce store. PayFast is a South African payment gateway, but you can use it to accept payments from around the world. But there is a condition to do that: your store's currency must be ZAR (Rand of South Africa).

If you decide to try it out, you can check PayFast on your store before releasing it directly. It's easy to know why this is a beneficial option: this way you'll know from the beginning if something is not compatible with your market. You will not have to stop your store just to solve the problems.

Doing this test saves you time and money if setup problems occur.

But is PayFast good to accept payments? If you choose to use it, there will be 7 payment methods to integrate into the store, making it more likely to gain traction. Your customers will be able to pay with their debit, credit and check cards, via EFT, MasterPass, Scode, Mobicred and even Bitcoin.

Fees for using these methods range from 2% to 4.50% + R5.00. They are competitively priced compared to the mentioned portals.

  1. Authorize.NET


The main feature of this payment gateway is reliable credit card processing. But why is it trusted by many shops around the world? Let's take a look at some of the reasons:

If you use this payment gateway, you can choose how your payment processing and payment will look like on the website. This means a better customization for the whole process. You can implement your own payment design that will make your store stand out from dozens of markets across the web.

While a customer takes care of payments, Authorize.NET will keep him / her on the website for the entire payment process, just like Amazon Pay. We talked about why this is an important part to keep in mind.

Authorize.NET is also great for mobile payments. If your customer purchases from a tablet or smartphone, the payment gateway will display a phone / number field for easier card entry and other details. This option ensures a better payment processing experience and reduces the number of errors that may occur during the import process.

But what if the customer still makes an error while typing in the payment details? You can now choose to display a detailed message box to ensure customers will know what to fix in the form. The message ‘error’ is no longer required.

If the buyer has an active eCheck account from Authorize.NET, he can use his bank account information for savings accounts.

Authorize.NET is compatible with Accept.js. If you enable Accept.js support, you will have a more secure way to handle credit card payments. The buyer will notice no difference in the payment process, but the information he provides will be more secure. It will not go through your regular server, but instead, the payment will be processed directly by Authorize.NET.

There are many options available, though not for free. To install Authorize.NET into your online store, you have to pay a fee of $ 79 per website. But if you choose the option for five websites in the first place, you can get extensions for $ 99.

  1. Sage Pay


Sage Pay is a UK payment processing service. It mainly focuses on credit / debit card payments like Authorize.NET. But there is a big difference between them: Sage Pay has 2 different payment processing methods that both do what they should.

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The first is Sage payment. As the name suggests, a simple and encrypted form is sent from your website to Sage Pay systems. As a result, customers are forwarded to a page where card details will be introduced safely then captured by the Sage Pay system.

In this case, Sage is in charge of the payment process, so no SSL certificate is needed for your store to handle the sale. When the payment is completed successfully, the customer will be returned to your website and a payment confirmation will be displayed.

The second method that Sage uses is called Sage Pay Direct. This is different from the first method we talked about. If you use this, an SSL certificate will be required because payment will take place on your website, this is the main difference. It also allows buyers to save their credit card information for other transactions.

There are several advantages if you choose the Sage Pay Direct method: you can use the WooCommerce Pre-order extension to manage those situations; Registered extensions are also available for use. Sage Pay Direct allows you to process refunds, in the WooCommerce admin panel.

Like Authorize.NET, Sage Pay costs $ 79 per website for a year of installation. The cost for five websites from the start is also $ 99.

  1. Realex


Realex is another extension that provides credit card payment processing. Like its competitors, Realex accepts all major credit and debit card payments such as Visa, Master Card, American Express and other widely used cards.

As with Sage Pay, you can customize Realex to save customer credit card details for additional purchases. WooCommerce registration also works with Realex.

Realex has an Integrated Address Verification Service that checks the buyer's billing address.

The cost of using this payment gateway is similar to Sage Pay and Authorize.NET: $ 79 per website for one year of installation.

  1. EWay


EWay cũng xử lý thanh toán thẻ tín dụng. Trái với các bộ xử lý thẻ tín dụng đã được đề cập, dịch vụ này được cài đặt miễn phí trên cửa hàng của bạn. Nó hoạt động giống như Amazon Pay, giữ khách hàng trên website của bạn trong khi chăm sóc thanh toán.

Nó hỗ trợ Đăng ký WooCommerce, Hoàn tiền và thanh toán mã thông báo giúp người mua lưu chi tiết thẻ của họ cho các giao dịch mua khác.

eWay cho phép bạn tạo doanh số flash trong thời gian thực và cung cấp cho bạn khả năng tạo phiếu giảm giá cho khách hàng của bạn. Nó có một công cụ đánh giá sản phẩm bao gồm là tốt.

Nhận chứng chỉ SSL được công ty khuyên nên đảm bảo an toàn hơn cho các khoản thanh toán.

See more: Tạo Web

  1. Pay trail


Paytrail là một cổng thanh toán từ Phần Lan và nó mở rộng trên toàn cầu. Chi phí cho dịch vụ này là 79 đô la cho mỗi website cho cài đặt 1 năm.

Nó cho phép bạn kích hoạt thanh toán thẻ tín dụng / thẻ ghi nợ trên trang thanh toán cửa hàng của bạn. Cũng đi kèm với thanh toán ghi nợ trực tiếp tích hợp. Khi người mua thực hiện thanh toán, Paytrail sẽ chuyển hướng anh ta đến trang thanh toán, nhưng khi thanh toán kết thúc, anh ta sẽ tự động quay lại website của bạn.

Paytrail cũng chứa một tùy chọn lập hóa đơn để giúp bạn quản lý bán hàng. Để có thể sử dụng Paytrail, tiền tệ của cửa hàng của bạn phải bằng Euro.

Phần kết luận

Trong bài viết này, chúng tôi đề cập đến một số sự thật về cổng thanh toán. Bây giờ bạn biết chúng là gì và tại sao bạn nên chọn nhiều hơn một cho thị trường trực tuyến của bạn.

Từ danh sách 10 cổng thanh toán WooCommerce hàng đầu của chúng tôi, bạn sẽ có thể chọn những cổng phù hợp nhất với cửa hàng của mình.

Nhưng đừng quên: hãy tự phụ trong vấn đề này vì bạn muốn kiếm tiền từ cửa hàng của mình. Vì vậy, chỉ cài đặt các cổng thanh toán sẽ tăng thứ hạng cửa hàng của bạn và có thêm khách hàng trong tương lai.

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